CORPORATE REFINANCE
Financing that fits the business you’ve built.
For a business owner, financing decisions are more than numbers on a page. They affect how you run the business, the people who depend on it, and the plans you have for the future. We help you understand where you stand, what you need, and what financing options make the most sense for your business.
Start with where you are. Then figure out where you need to go.
Every business has different capital needs. We take the time to understand your business, your existing financing, and what you need both today and down the road.
From there, we help you develop a practical plan that fits.
UNDERSTAND
Know what your business really needs.
We analyze your financial history and existing debt agreements to understand your capital needs and how your current financing affects the business.
PLAN
Build a financing plan that fits.
We develop a plan to replace, renegotiate, refinance, or put the necessary capital structure in place, whether the answer is short term, long term, or both.
MOVE FORWARD
Find the right financing and the right partners.
We help identify sources of finance, negotiate terms, and structure financing that makes sense for your business.
Financing should support your business, not get in its way.
The right financing plan starts with understanding your business as it is today and where you want it to go. We look at your existing obligations, your capital needs, and the options available to you before helping develop a path forward.
Sometimes the answer is a straightforward refinance. Sometimes it takes a little more work. Whatever the situation, we tailor the plan to your business and stay involved as it takes shape.
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We analyze your historic financial statements to identify and quantify necessary capital needs.
We also study your existing bank and debt agreements to understand your current capital structure and how those agreements may be affecting the business.
The goal is to get a clear picture of where you are before deciding where you need to go.
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We develop a plan to replace, renegotiate, refinance, or put in place the necessary capital structure to best meet your company’s needs.
Sometimes the right answer is a short-term fix while a longer-term solution is negotiated. Sometimes the business needs a more comprehensive change.
We tailor the plan to your needs, both short term and long term.
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We assist in negotiating the terms of any new financing with your existing or new sources of finance.
We help you understand the options, weigh the tradeoffs, and negotiate terms that make sense for your business.
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Bank covenants can have a real impact on how you operate your business.
We help structure bank covenants that are achievable by the business and help ensure compliance over the term of the related bank debt.
If needed, we also help identify new or better sources of finance.
The goal is to put financing in place that supports the business rather than creating unnecessary pressure on it.
84+ YEARS OF COMBINED EXPERIENCE
Decades of firsthand business ownership give us the insight to guide yours—practically, thoughtfully, and with care.
FAMILY-ORIENTED VALUES
Rooted in trust, respect, and long-term relationships, we treat every client like family—because many of them are.
DIRECT 1-1 COMMUNICATION
You’ll work directly with our founders from day one—no layers, no handoffs, just clear, personal guidance.
INTEGRITY AND TRANSPARENCY
We lead with honesty and openness, offering straightforward advice and complete clarity at every step.
You shouldn’t have to figure out your financing alone.
Financing can be complicated, especially when the decisions have real consequences for your business and your family. We take the time to understand your situation, explain your options clearly, and help you find a path that makes sense.
Troy Gabriel
614-537-2897
TROY@FLATHEADPARTNERS.NET
Jon Usher
614-323-3149
JON@FLATHEADPARTNERS.NET